INITIAL DISCLOSURE DOCUMENT

Financing your vehicle - Frequently asked question

Who are we?

T Williams Car Sales
Tel: 0151 670 1993
Email: sales@twilliamscarsales.co.uk
Webiste: www.twilliamscarsales.co.uk

Who regulates us?

The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services.

For the provision of finance, T Williams Car Sales is authorised and regulated by the Financial Conduct Authority, firm reference number 653921.

You can check this information at https://www.fca.org.uk/

Use this information to decide if our services are right for you.

Which service will we provide for you?

We can introduce you to a number of lenders who may be able to help finance your vehicle.

This group of lenders provides us with a range of products which may be suitable for your vehicle purchase or leasing requirements.

We will explain the key features of those products to you and make a recommendation based on the affordability which is suitable for your demands and needs at the time it is made.

We are not Independent Financial Advisers and so are unable to provide you with undependent financial advice. There are also other sources of finance which you may wish to investigate.

We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

Our Insurance Services:

At present we do not offer any insurance products.

What to do if you have a complaint

If you wish to make a complaint please contact T Williams Car Sales.

To register a complaint contact us by either:

Email: sales@twilliamscarsales.co.uk

Telephone: 0151 670 1993

or write to us at: T Williams Car Sales, 86 Shrewsbury Road, Prenton, Merseyside, CH436TF